India-built, region-ready
Use a common product and operating core while adapting identity, currency, language, calendars, payment rails, hosting, data residency and reporting to each country.
Regional operating models
The platform standardises loan and operational events; deployment work localises providers, controls and reporting.
Designed around Indian NBFC, MFI, co-operative and digital-lending operations, with controls aligned to the institution’s regulated model.
Configure multi-entity portfolios for digital, consumer, SME, rural and secured lenders with market-specific providers.
Support bank, MFI, SACCO, payroll, asset and mobile-first lenders through configurable channels and core boundaries.
Regulatory coverage is deployment-specific. Country expansion requires legal, security, data-residency and integration review. Platform configuration is not legal advice or automatic certification.
Country configuration
National ID, business registry, bureau, document, e-sign and consent providers approved for the market.
Currency precision, tax, business days, holidays, rate basis, rounding and schedule conventions.
Banks, direct debit, mandates, wallets, mobile money, cash collection and settlement behavior.
Operator UI, documents, borrower messages, voice, SMS and right-to-left needs where applicable.
Residency, cross-border transfer, retention, encryption, backup and disaster-recovery requirements.
Definitions, classifications, templates, frequency, evidence, sign-off and change management.
Country rollout model
A regional rollout starts with the legal entity, product, data flows, service providers, payment path, accounting model and reporting obligations. Translation alone is not localisation.
Market qualification
Permitted product, channel, pricing, disclosure, consent, collections and outsourcing obligations.
Collection purpose, storage, transfer, retention, deletion, access and breach obligations.
Approved rails, account ownership, reconciliation, safeguarding and reversal semantics.
Provider access, permitted purpose, customer rights, dispute and decision transparency.
Recognition, classification, provisioning, tax, chart of accounts and financial reporting.
Local templates, service hours, escalation, field operations and vendor accountability.
Regional FAQ
No platform should make that blanket claim. SquareNow is configurable, but each country requires a deployment-specific legal, security, data-residency and integration review.
The platform supports multi-currency configuration patterns. Precision, rounding, tax, rate and accounting behavior are validated for each product and entity.
Multi-entity views can share standards while retaining product, user, ledger, reporting and residency boundaries. The final architecture depends on local requirements.